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Conventional Loans
Conventional loans are for borrowers with credit scores above 620 and only require 3% down. They are also not guaranteed or insured by the Federal Housing Administration (FHA), the Farmers Home Administration (USDA), or the Department of Veterans Affairs (VA). Conventional loan terms typically range from 10 to 30 years.Conventional loans typically have a fixed interest rate. That is, the loan will have a single interest rate that will apply for the duration of the loan. There are, however, adjustable-rate conventional mortgages, which fluctuate with the prime lending rate.
Are you prepared to make a move? Begin now with a simple mortgage application. Get pre-approved today!
Have questions about Conventional Loans?
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NMLS #: 21822709960 W Cheyenne Suite 240, Las Vegas NV 89129
Amanda Staples of Merit Lending is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.
© 2023 Amanda Staples. All rights Reserved
NMLS #: 21822709960 W Cheyenne Suite 240, Las Vegas NV 89129
Amanda Staples of Merit Lending is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.
© 2023 Amanda Staples. All rights Reserved