Conventional Loan

Conventional loans are for borrowers with credit scores above 620 and only require 3% down. A conventional loan is one that is not guaranteed or insured by the Federal Housing Administration (FHA), the Farmers Home Administration (USDA), or the Department of Veterans Affairs (VA)

FHA Loans

FHA loans are intended for borrowers with low-to-moderate income who are unable to make a large down payment. These loans permit the borrower to borrow up to 96.5% of the home's value.

VA Loans

VA loans are one of the most powerful mortgage options on the market for Veterans, active military and surviving spouses.

Refinancing 

Refinancing is frequently used to reduce your interest rate. If interest rates have fallen since you last financed your home, you should think about refinancing. Paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan, or extracting cash equity from your home are all common reasons to refinance.

Non QM Loans

These loan terms are designed for those who don't meet the requirements of a standard loan program. Built for the self-employed, investors, and Foreign National Borrowers Programs.

Down Payment Assistance (DPA)

Down payment assistance comes in the form of grants, loans and other programs. It is usually reserved for borrowers who are first-time home buyers. Your household income and credit history determine eligibility, which varies by state and program.

First Time Home Buyers

Purchasing a first home is a major milestone in life but the mortgage process can feel a little bit overwhelming. The paperwork, requirements and fees can be complex and confusing. I am are here to help.

Credit Repair

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JUMBO Loans

A jumbo loan, also known as a Jumbo Mortgage, is a non-conforming loan that exceeds $647,200 or $970,800 in high-cost areas.