Amanda StaplesNMLS #: 2182270

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VA Loan

For many of our military families, the best option is usually a VA home loan.A VA Loan is a mortgage that is guaranteed by the US Department of Veterans Affairs and requires ZERO MONEY DOWN and NO MONTHLY MORTGAGE INSURANCE for qualified applicants.VA home loans enable veterans who have served or are currently serving in the United States Armed Forces, as well as those whose spouses died in the line of duty, to purchase a home at competitive prices.One of the most common myths about VA Loan eligibility is that it can only be used once or that you can only have one VA loan at a time. Veterans who qualify can use the VA LOAN program as many times as they want, up to their eligibility limits. With second-tier entitlement, you can even have multiple VA loans at the same time. In comparison to conventional mortgages, VA loans have much more relaxed credit requirements and are intended for applicants with less-than-perfect credit.VA Loan Program Highlights:● 100% financing – No Down Payment Required● No Monthly Mortgage Insurance● Credit standards have been relaxed.● Seller contributions of up to 4% are permitted.● A veteran's surviving spouse may be eligible.

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