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The Federal Housing Administration backs FHA loans, making them less risky for mortgage lenders to offer and allowing for lower credit score requirements and down payment minimums. FHA loans are intended for borrowers with low-to-moderate income who are unable to make a large down payment. Borrowers can borrow up to 96.5% of the home's value with these loans. Because the 3.5% down payment requirement can be met with a gift or grant, FHA Loans are popular among first-time homebuyers.Borrowers with low credit scores or those looking for a low down payment may be able to qualify for an FHA loan.FHA loans can be used to purchase a home or to refinance an existing mortgage. You can buy a home with a lower down payment than a conventional loan, or use a streamline refinance to refinance your current mortgage and lower your monthly payment with less documentation than a traditional loan.
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NMLS #: 21822709960 W Cheyenne Suite 240, Las Vegas NV 89129
Amanda Staples of Merit Lending is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.
NMLS #: 21822709960 W Cheyenne Suite 240, Las Vegas NV 89129
Amanda Staples of Merit Lending is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.